Frequently Asked Questions

We offer merchant cash advances, working capital, business lines of credit, equipment financing, invoice factoring and funding options for businesses with low credit.

No. Our pre-qualification uses a soft inquiry that does not impact your credit score.

Yes, as long as it is for a business purpose: inventory, payroll, equipment, marketing, renovations, expansion, debt consolidation and more.

• A stable business for at least six months.
• Gross deposits of $10,000 per month.
• A credit score of at least 500.
• Minimal negative balances in your bank account.
• No open bankruptcies.

Complete our online application and provide the requested documentation. If you have any trouble, call us and one of our funding specialists will complete the form with you.

A valid government ID, your last 4 months of business bank statements and basic information about your business. For larger amounts we may request additional documents.

Yes. We evaluate the overall health of your business, especially your monthly deposits. We work with credit scores from 500.

• Cash advances from $5,000 up to $1,000,000.
• Terms from 3 to 24 months.
• Payments daily, weekly or every two weeks.

Pre-approval usually takes less than 24 hours. After you accept your offer and sign, funds are typically deposited within 48 to 72 hours.

Yes. Once you have paid around 50% of your current advance, you may qualify for a renewal, often with better terms.

Depending on the product, early payoff discounts may be available. Your advisor will explain all the conditions before you sign.