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Low-Credit Business Funding
Have you been rejected by others? You do not have to worry. We evaluate your business performance with scores from 500.
Your credit score does not define your business
Many profitable businesses have a less-than-perfect credit history. Our underwriting focuses on your monthly deposits, time in business and cash-flow consistency.
And because we are part of Digerso Group, we can also connect you with our credit-restoration partners so your next round of funding comes with better terms.
Key benefits
- Credit scores from 500
- Approval based on bank deposits
- A path to rebuild your business credit
- Access to Digerso credit-repair partners
Frequently asked questions
It is a type of business funding in which you receive a lump sum today in exchange for a percentage of your future sales. It is not a traditional loan: payments are made automatically and are tied to the performance of your business.
- A stable business for at least six months.
- Gross deposits of $10,000 per month.
- A credit score of at least 500.
- Minimal negative balances in your bank account.
- No open bankruptcies.
- Cash advances from $5,000 up to $1,000,000.
- Terms from 3 to 24 months.
- Payments daily, weekly or every two weeks.
We offer merchant cash advances, working capital, business lines of credit, equipment financing, invoice factoring and funding options for businesses with low credit.
Complete our online application and provide the requested documentation. If you have any trouble, call us and one of our funding specialists will complete the form with you.
Get funded in four simple steps
Prequalification in minutes. Money in your account in days.
Apply online
Fill out our secure application in less than 5 minutes. Applying does not affect your credit.
Get pre-approved
A funding specialist reviews your profile and presents your options in less than 24 hours.
Choose your offer
Compare amounts, terms and payments. Sign your agreement electronically.
Receive your funds
The money is deposited into your business bank account in as little as 48 hours.
What are you waiting for to grow today?
We can help you quickly access the financing you need. Apply online in minutes or talk with a funding advisor.